Lease vs Buy Calculator
Compare the real cost of leasing against financing the same car over the same period.
Your numbers
Lease total cost
$17,620
Buy net cost
$22,371
after resale, minus loan owed
Leasing saves
$4,751
Insight — Leasing usually wins on monthly cash flow; buying usually wins on long-term cost because you keep the car's resale value. If you sell before the loan is paid off, the balance you still owe eats into that equity — which is why buying pays off most when you keep the car well past the loan.
What if Comparison period changes?
| Comparison period | Lease total cost |
|---|---|
| 24 mo | $12,580 |
| 36 mo · now | $17,620 |
| 48 mo | $22,660 |
| 60 mo | $27,700 |
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Good to know
Clear, practical answers about the lease vs buy calculator.
Is it cheaper to lease or buy a car?＋
Over a single 2–3 year term leasing can look cheaper monthly, but buying is almost always cheaper long term because you keep the car's resale value instead of handing it back. If you keep cars 6+ years, buying wins decisively.
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