Ford F-150 vs GMC Sierra 1500
Choosing between the Ford F-150 and the GMC Sierra 1500 is really a question of total cost, not sticker price. Below we compare both over five years — depreciation, fuel, insurance and maintenance — then let you run your own mileage.
Key assumptions for this page
Sources: Kelley Blue Book · Edmunds — figures are estimates last reviewed 2026; verify before purchase.
Ford F-150 vs GMC Sierra 1500: run the numbers
Cheaper to own over 5 years
Ford F-150
by $2,580 — Ford F-150: $50,314 · GMC Sierra 1500: $52,894
Lower 5-year total cost
🏆 Ford F-150
Lower fuel cost
🏆 Ford F-150
Lower depreciation
🏆 Ford F-150
Lower insurance estimate
🏆 Ford F-150
Lower cost per mile
🏆 Ford F-150
Baseline 5-year cost breakdown
MSRP + EPA efficiency · USD| Cost | Ford F-150 | GMC Sierra 1500 |
|---|---|---|
| Depreciation | $23,374 | $25,107 |
| Fuel | $10,200 | $10,737 |
| Insurance | $11,340 | $11,550 |
| Maintenance | $5,400 | $5,500 |
| 5-year total | $50,314 | $52,894 |
| Cost per mile | $0.84 | $0.88 |
Customize your scenario
The baseline uses each car's MSRP, EPA-rated efficiency and segment-typical depreciation. Change the assumptions below to match how you actually drive — your result may differ from the baseline.
5-year cost by annual mileage
| Miles / year | Ford F-150 | GMC Sierra 1500 | Cheaper |
|---|---|---|---|
| 8,000 mi | $46,914 | $49,315 | F-150 |
| 12,000 mi· now | $50,314 | $52,894 | F-150 |
| 15,000 mi | $52,864 | $55,579 | F-150 |
| 20,000 mi | $57,114 | $60,052 | F-150 |
| 30,000 mi | $65,614 | $69,000 | F-150 |
Estimates only, not quotes. Depreciation, insurance and maintenance use segment-typical assumptions; insurance is modeled from each model's risk factor against a national average, not a quote. Verify with dealers and insurers before deciding.
Good to know
Specific, useful answers for this page.
Is the Ford F-150 or the GMC Sierra 1500 cheaper to own?＋
Over five years, total ownership cost comes down to depreciation, fuel, insurance and maintenance. The breakdown above totals both side by side so you can see the real gap, not just the sticker difference.
What's the biggest cost difference between them?＋
Usually depreciation and insurance dominate. The Sierra 1500 depreciates faster, while insurance tracks each car's risk factor (F-150: 1.08×, Sierra 1500: 1.10×).
Does the price gap between the F-150 and Sierra 1500 matter long term?＋
The two start within about $1k of each other, so the sticker is close to a wash and running costs decide it. With similar drivetrains, fuel and maintenance land close, leaving depreciation and insurance as the deciders.